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Welcome to Silvana Piadade's Germantown, Collierville and Cordova Real Estate Website

Welcome to FindHomesinMemphis.com Here You Can Find Great Information about Germantown, Collierville, Cordova and the surrounding cities in the Memphis Metroplex area.  

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. You can also access Foreclosures, Investment Homes and Short Sales.  

FORECLOSURES These properties are owned by banks and they sell quickly. Many of these could have multiple offers. You must be READY with your pre-approval. These properties are very good deals. 

SHORT SALES These properties are not foreclosures. This situation occurs when the seller owns more on the property than what the market value dictates. These are excellent opportunities for buyers and sellers. Buyers -- If you are looking for INSTANT EQUITY, this maybe the way to go but you must be prepared to wait. These transactions can average 2 to 4 months before they are approved and closed. Sellers -- If you are upside down because of your current financial situation, don't abandon your home. Foreclosing on a home is very expensive to the lender and it damages your credit from 7 to 12 years. Ask about a Short Sale, your credit score will be impacted for a short period of time (2-3 years) and you maybe able to purchase again in the future when your financial situation improves.  

NEED LOCAL REAL ESTATE INFORMATION? You can access information on the various cities and towns in the City of Memphis, simply click on the Local Information tab "About My Towns" and navigate the sites of each of our town and what is important to you about Germantown, Collierville, Cordova or any Memphis, Tennessee surrounding areas in this site.  

NEED EXPERT ADVISE? This site is filled with ways that you can contact me for a one-on-one expert help and advice. That's my job.  

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Real Estate Agent. As your trusted, professional real estate partner, I will help you find the best home in your area. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.  

Silvana Piadade
ABR, Accredited Buyer's Representative
CDPE, Certified Distressed Property Expert




Real Estate Tips
Short Sales >5. What If My Lender Refuses My Short Sale Request?

The most common reason for a lender to refuse a short sale request is loss. That is, the lender will refuse a short sale if their calculations suggest that they will lose less via a foreclosure. If this happens to you:

Step 1: Demand a written letter from the loan servicer explaining exactly why the request has been denied.
Step 2: Figure out and write down the projected losses you’ll experience if the home is foreclosed on as opposed to sold as a short sale.
Step 3: Notify the company handling the loan that if the house is foreclosed on, you will be suing them for the damages you documented in Step 2.

If you follow this procedure, you should be in the clear either way. Either your home will be sold as a short sale like you previously wanted, or you will have the potential to regain your losses after foreclosure from the lawsuit. Your best strategy for navigating the short sale process is to work with a qualified agent who can assist you. The agent will help you work through the process and/or any contingency plans.

See All Tips In The "Short Sales" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the average price for a home in the United States?

A 
According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
See More Real Estate Trivia >


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Silvana Piadade, REALTOR®, real estate agent and broker for Germantown, Collierville and Cordova, Tennessee home listings, property and land for sale

Silvana Piadade
Prudential Collins-Maury

1352 Cordova Cv.
Germantown, TN 38138
Direct: 901-259-7858
Cell: 901-647-6661
Fax:: 901-753-2177
Efax: 901-259-7897
silvanapiadade@BestImageAgent.com
Main: Piadade@collins-maury.com

I am a dedicated full-time Real Estate Professional and passionate about my work. No transaction is ever too small. My clients receive the same personalized service every time. Just ask me!

CRS ABR REALTOR MLS Equal Housing


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